📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

ESA Migration to UC

System
System Posts: 178,353 Community Admin
10,000 Posts Photogenic Name Dropper
This discussion was created from comments split from: ESA Migration to UC.
This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com

Comments

  • mrmcc
    mrmcc Posts: 20 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    I have just started claiming UC having been migrated from ESA, i have a question regarding rent payments, i am setting up a DD for the 21st of each month as that when i get my UC, as DD are monthly is this covering the previous or the next months rent, i'm paid up for my rent uptil the 31 March (i live in a council property)
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,360 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    UC is paid in arrears so it's for the month (assessment period) preceding the payment.
  • MSE_ForumTeam2
    MSE_ForumTeam2 Posts: 1,065 Community Admin
    Part of the Furniture 500 Posts Name Dropper Photogenic
    @mrmcc
    We've split this to a new thread for you
    Official MSE Forum Team member
    This account's Inbox is not monitored
    Please report all problem posts to forumteam@moneysavingexpert.com
  • Newcad
    Newcad Posts: 1,808 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    edited 26 March at 10:53AM
    UC Housing Element pays towards your housing costs (rent and any eligible service charges) in arrears.
    Generally your Landlord/Housing Association/Council want rent paying in advance.
    So if your rent is paid up to the 31st March, and you don't get your UC until 21st April that means you will be 3-weeks in arrears by then. (Unless you have other money that could pay that rent).
    What usually happens in those situations is that the council/housing association ask you to pay a DD that is a bit extra for a year or two, above what is needed for the rent/SC's, until you get to the point that when you pay them a DD each month you are then a month in advance (or 5 weeks in advance if your rent is due weekly). That then covers the rent until your next UC/next DD payment.
    If this is your first month on UC then if you were getting Housing Benefit that will run-on and will be paid for 2-weeks after claiming UC. (Is that HB run-on what has already paid your rent up to the 31st?)
    Note that Social rents (council/housing association rents) go up on 1st April.
    Housing Benefit will only go up on the 1st to match that.
    It works differently with UC Housing Element though, you will get the whole of your assessment period month (from 15th March to 14th April) paid at the new rate.
  • mrmcc
    mrmcc Posts: 20 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Newcad said:
    UC Housing Element pays towards your housing costs (rent and any eligible service charges) in arrears.
    Generally your Landlord/Housing Association/Council want rent paying in advance.
    So if your rent is paid up to the 31st March, and you don't get your UC until 21st April that means you will be 3-weeks in arrears by then. (Unless you have other money that could pay that rent).
    What usually happens in those situations is that the council/housing association ask you to pay a DD that is a bit extra for a year or two, above what is needed for the rent/SC's, until you get to the point that when you pay them a DD each month you are then a month in advance (or 5 weeks in advance if your rent is due weekly). That then covers the rent until your next UC/next DD payment.
    If this is your first month on UC then if you were getting Housing Benefit that will run-on and will be paid for 2-weeks after claiming UC. (Is that HB run-on what has already paid your rent up to the 31st?)
    Note that Social rents (council/housing association rents) go up on 1st April.
    Housing Benefit will only go up on the 1st to match that.
    It works differently with UC Housing Element though, you will get the whole of your assessment period month (from 15th March to 14th April) paid at the new rate.
    Thank you, as you thought because i would only be two weeks in arrears they have added it onto the account for next year so my monthly payments are slightly higher but not by much. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.