Zenmarket - Credit Card Cash Advance Fee?

Can anyone advise whether depositing funds into Zenmarket in order it bid on auctions is treated as a cash advance by their credit card, either depositing directly or via PayPal?

(I know Zenmarket charge 1%, but this is apparently refunded along with the funds if they are withdrawn without winning any auctions, so you only actually pay the 1% if the deposited funds get spent)

I've tried searching the forum, but for some reason when I search for Zenmarket I only get results for Newmarket, and there doesn't seem to be any way to override the automatic incorretion. 

Comments

  • born_again
    born_again Posts: 19,405 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    There  is no simple yes/no answer. As a rule it is based on retailer catsic code. But some CC will not charge, while others will.

    Is there any reason for wanting to use a CC? As there would be no S75 cover. If that is what you are thing about.
    Life in the slow lane
  • Fingerbobs
    Fingerbobs Posts: 1,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I know this, but I am hoping people will answer Yes or No for their cards just so I can get an idea whether it's likely or not. 

    I realise a Yes for one card doesn't necessarily mean a Yes for all cards. Still interested in answers to my original question. 

    Yes, there are reasons I want to use a credit card, and S75 isn't one of them. I don't think it would even apply on that type of transaction anyway. 
  • Fingerbobs
    Fingerbobs Posts: 1,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 April at 3:22PM
    If anyone is wondering, I do not appear to have been charged any interest for ZenMarket deposits on my Santander Zero credit card.

    It took me a while to find the full PDF credit card statement on the Web site (this is inaccessible from the Credit Cards screen, which is where I would have expected to find credit card statements - you have to go back to the main My Accounts screen, then choose Statements and Documents) and even once I found the PDF statement, it's not entirely clear to me where an interest charge would be shown if one existed, but the fact that I can't find any reference to any interest charges suggests there are none (although if anyone from Santander happens to read this, I would like to see an "Interest: £0.00" field somewhere on the statement. Searching the entire statement to check for the absence of something is a lot slower and more annoying than just having it stated clearly that there is none).
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