Big balance transfer

oldbloke1970

Hi there, I have a 0% deal running out and I need to do a 0% balance transfer to another card for an amount of 8300. I don't mind splitting, but ideally I'd like it to move to one card. I have an excellent credit rating and I can get pre-approval for a few cards. Trouble is, they won't give me a figure for maximum transfer amount until after I've been accepted and I don't want to just keep applying until I get approved for the full amount! I already have a few cards, but they're not offering me a good-enough deal at the moment. Can anyone offer advice? Is there a company who is a good bet for the bigger amount? Can I phone and ask? Do I just take pot luck? Thanks

magpies79

I mentioned on another thread have you tried Lloyds eligibility checker I did one the other day as need to apply for one later on in the year so wanted to see where I'm at it asked me what limit amount I'd prefer I put in the amount then in the results it told me the likely limit I'd get.

Barkin

oldbloke1970 said:

Can anyone offer advice? 

Make sure from the start that you can clear the balance when the 0% period ends.

You can never guarantee you'll be able to roll the whole amount over to a new 0% deal.

oldbloke1970

magpies79 said:

I mentioned on another thread have you tried Lloyds eligibility checker I did one the other day as need to apply for one later on in the year so wanted to see where I'm at it asked me what limit amount I'd prefer I put in the amount then in the results it told me the likely limit I'd get.

Worked like a charm! Thanks very much for your help.

COIAHLGW

oldbloke1970 said:

Worked like a charm! Thanks very much for your help.

But did you get approved?

oldbloke1970

COIAHLGW said:

oldbloke1970 said:

Worked like a charm! Thanks very much for your help.

But did you get approved?

Yes, for the full amount.

Middle_of_the_Road

oldbloke1970 said:

magpies79 said:

I mentioned on another thread have you tried Lloyds eligibility checker I did one the other day as need to apply for one later on in the year so wanted to see where I'm at it asked me what limit amount I'd prefer I put in the amount then in the results it told me the likely limit I'd get.

Worked like a charm! Thanks very much for your help.

That's good to know. Thanks for posting the outcome.