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Letter Of Claim from Kearns Solicitors
Comments
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Even if you pay after 28 days it gets marked as "settled" or something like that.ManyWays said:If you lose and you can repay the CCJ in full within one month the CCJ on your record will be deleted. This lets people defend a court claim, secure in the knowledge that if they lose they can still clear it.0 -
Credit reports use the register of CCJs to see which CCJs to report on.
Here is gov.uk explaining that the CCJ goes if you pay within a month you can get it removed from the register https://www.gov.uk/county-court-judgments-ccj-for-debt/ccjs-and-your-credit-rating
In practice, this is done for you by the creditor in many cases.
Where the creditor hasnt done it, you can do it yourself. Here is Registry Trust (who maintains the register) explaining what to do: https://www.registry-trust.org.uk/rt-learn-ew/remove-ccj/
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