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Jc International

Hi, im currently having an issue with this company. 
I've recently had an agreement in principal declined, upon checking why I found that Jc International placed a default on my account in Feb 2023. 
I've had some contact with them but it's gone quiet for the last three weeks. I have raised a dispute with Trans Union over it.
The frustrating thing is that the original debt is from 2006 and I dont know what it is because I can't contact this company.
The minimal contact ive had with them has confirmed they have my old address on file where i haven't lived for 9 years. 
I think it went into default because they were sending letters to my old address. 
Still waiting to hear from these people.
So annoying.

Comments

  • sourcrates
    sourcrates Posts: 31,330 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    From what other posters have been saying on other boards, there appears to have been batches of old debts recently purchased by a variety of debt purchasing companies.

    They have then proceeded to report on these accounts to the CRA`s, but not actually started any collection activity, even though probably the vast majority of them are way past limitation already.

    Best response is a written complaint, and get the FOS involved if you have no joy.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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