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Mortgage Contribution and Credit File

Hi

Our house is in my partner's name only because it meant we could secure a much better deal. Since I pay half of it is there a way to get this contribution positively reflected in my credit file despite not being a named party?

I've used Credit Ladder previously in a rental situation.

Thanks in advance

RTO

Comments

  • TheSpectator
    TheSpectator Posts: 862 Forumite
    500 Posts Name Dropper
    Hi

    Our house is in my partner's name only because it meant we could secure a much better deal. Since I pay half of it is there a way to get this contribution positively reflected in my credit file despite not being a named party?

    I've used Credit Ladder previously in a rental situation.

    Thanks in advance

    RTO
    In short, no. You have no contractually obligation to pay anything.
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