Moving my CC debt to interest free, no job, on benefits.

Tobytobbins

I've got 9K of debt with Tesco CC and although I'm reducing it, the interest is making it very very slow progress.
I've a fantastic credit score (had credit my whole life), from what I've checked. My only income is from benefits, after an illness has forced me to become unemployed.
Where and how can I shift this debt to make it interest free?
By doing that i'll be able to repay it far quicker and maybe get a life back.
I've had lots of CC over the years, never missed a payment and never had one taken away.

Where can I apply to get this debt shifted too, that's going to be interest free for at least a year and one that will take me, with only benefits to be able to pay it back?
 

Middle_of_the_Road

The experts on this kind of topic should be able to give you some answers if you pop over to-
https://forums.moneysavingexpert.com/categories/debt-free-wannabe

TheSpectator

Tobytobbins said:

I've got 9K of debt with Tesco CC and although I'm reducing it, the interest is making it very very slow progress.
I've a fantastic credit score (had credit my whole life), from what I've checked. My only income is from benefits, after an illness has forced me to become unemployed.
Where and how can I shift this debt to make it interest free?
By doing that i'll be able to repay it far quicker and maybe get a life back.
I've had lots of CC over the years, never missed a payment and never had one taken away.

Where can I apply to get this debt shifted too, that's going to be interest free for at least a year and one that will take me, with only benefits to be able to pay it back?
 

You do not have a fantastic credit score, you have a made up figure from a credit reference agency that nobody else sees.

Apologies for the bluntness but you have next to no chance of getting a 0% deal whilst on benefits.

Olenna

You're are very unlikely to get new credit on unemployment benefits 

If you have another credit card, you could transfer to it for any transfer deals or just as an intermediate move if your Tesco card has any transfer details available. 

MSE has some suggestions too.

twadds123

If you have had plenty of credit cards in the past, which ones do you still have?

It would be worth checking if any have existing customer deals on your account as if they do that would be much easier than trying to get a new card