First time cruiser looking for Insurance advice

martindow

daveyjp said:

The risk for a two night cruise from Southampton is so low I wouldn't overthink it,  If you have a condition, or take regular medication just fill in the medical info on the quote form.

If you are ill on a ship and need evacuation by UK coastguard helicopter there is no charge.

Is there not a risk that the cruise line could claim that they had to delay the ship or divert in this situation meaning they had to miss a port?  In those circumstances they might want to recoup the losses incurred as a result.