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Is it normal to have a 'thirty days' clause in a will?

Wyndham
Posts: 2,589 Forumite


Without going into too much detail, married couple and one of them has died. There is a clause in the will which states:
'If my [Spouse] survives me by thirty days I give the whole of my estate to [them]".
I'm curious about the 30 days? Is that standard? Why not just give it all straight away?
'If my [Spouse] survives me by thirty days I give the whole of my estate to [them]".
I'm curious about the 30 days? Is that standard? Why not just give it all straight away?
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Comments
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It is fairly common - it is supposed to make things simpler if a couple are in a car crash together or something - so there doesn't need to be a debate over who died just before the other.But a banker, engaged at enormous expense,Had the whole of their cash in his care.
Lewis Carroll3 -
theoretica said:It is fairly common - it is supposed to make things simpler if a couple are in a car crash together or something - so there doesn't need to be a debate over who died just before the other.
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It is common. When I drafted the wills for my wife and I, I included it.
The idea is to prevent going through probate twice in quick succession, which involves costs to the estate,
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Wyndham said:Without going into too much detail, married couple and one of them has died. There is a clause in the will which states:
'If my [Spouse] survives me by thirty days I give the whole of my estate to [them]".
I'm curious about the 30 days? Is that standard? Why not just give it all straight away?
Simple reason is one would not want to risk losing the benefit of the blanket spouse exemption and/or the transferable nil rate bands in the event the spouse failed to survive the 30 day period (such as in a car/plane catastrophe).
Think about it, 2nd spouse dies 10 days after, but first spouse owns the bulk of the estate which bypasses second spouse's estate, thereby wasting their NRB and RNRB.
The article link below explains -
https://allanjanes.com/-Survivorship-Provisions-30-Days-to-Benefit
Also as explained in the article , such a clause applied to the spouse could run contrary to the commorienties rule whereby the oldest of the two spouses is deemed to have died first as a result of a joint fatality.
Those who have applied the clause to spouses in their wills, may wish to reconsider the validity and potential IHT disadvantage of doing so in light of the above.
There are good reasons for the clause in other situations but not as between spouses.3
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