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experian or other

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Hi all 

Just shifting through things 

Is Experian better than other credit scores or for check what you had or outstanding banks or loans etc or is there free service version just as good as Experian 

As for there dark webscan, is this actually good or just all hyped up - I was thinking of buying it 
Anyone used it before or tried it ? 

Comments

  • CliveOfIndia
    CliveOfIndia Posts: 2,491 Forumite
    1,000 Posts Second Anniversary Name Dropper
    None is "better" than the others, you need to check all 3: https://www.moneysavingexpert.com/loans/check-free-credit-report/
    Not least because not all lenders report to, or check, all 3.
    Ignore your meaningless score, just make sure the raw data are factually correct.
    I'm not familiar with "dark webscan", but there's no need to pay for anything in order to get the data you need from the CRAs.


  • Mark_d
    Mark_d Posts: 2,401 Forumite
    1,000 Posts First Anniversary Name Dropper
    I use Credit Karma and Clearscore  to regularly keep an eye on some credit reports.  I keep an eye on my Experian credit score using their app but would only check my experian credit report if something unexpected happened with my experian credit score.
    If you use different long, secure passwords for everything, use multi-factor authentication wherever it's available, and only use secure connections then I don't think there's reason to be concerned about any of your valuable data on the 'dark web'
  • LightKnow
    LightKnow Posts: 305 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    edited 11 March at 11:19PM
    I check those out 😁
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