Car Accident- County Court claim defendant

GajaK

Brie said:

LightFlare said:

My thoughts are why isn’t your insurance company dealing with it or did they invalidate your cover when Informed of the lack of commuting cover ?

sounded to me like the insurance already wasn't valid at the time of the incident therefore the insurance company wouldn't deal with this.

Hopefully the OP has photos from when the incident happened in order to substantiate the claim that the damage was minimal.  The only way I was thinking there might be £5k worth of costs was if they insisted on a full car repaint so everything matches something car insurance won't normally do - they would just so the damaged area as far as I'm aware.

So I googled car respray costs and found this on Parkers....




All of which suggests their claim may be really overly inflated.  Likely on the basis that they have discovered the OP wasn't properly insured at the time of the accident.  

Thank you, I am okay with paying the for the damages I made. I have pictures, there were witnesses and the victim confirmed what damage was made by me at the time so it seems a bit odd that I have not received any history of the repair along with the Count court claim. I have spoken with few mechanics and they were shocked as this sort of job would have costed around £500-£800. I am trying to find out if it was claimants legal requirement to provide me with the whole history of the damage, I can't just respond to this claim and accept the full cost not knowing what this amount is for exactly. I am waiting for a response from solicitors

cw8825

What car did you hit?
is there a chance it was a total loss and the amount is the value of the car?

as others have said. Forward to your insurance company this is for them to deal with 

GajaK

cw8825 said:

What car did you hit?
is there a chance it was a total loss and the amount is the value of the car?

as others have said. Forward to your insurance company this is for them to deal with 

 it was a private car, no chance for a total loss as I barely touched that car. Will contact my insurance company again and see what they say

LightFlare

They should be fully dealing with it anyway - just forward any documents directly to them

GrumpyDil

It's a little like pulling teeth but on the basis that your insurance company agreed to cover the claim (this is important to be 100% sure about). Then you need to ring them to inform them of the claim and pass all the details onto them to handle