SORN or not?

MEM62

jimjames said:

MEM62 said:

LightFlare said:

MEM62 said:

I am currently on a six month driving ban for medical reasons.  In short, I picked up a virus in December that caused me to pass out (Cough syncope)  Despite the fact that once I have recovered from the virus I have no residual issues, I cannot drive for six months.  I informed my motor insurer at the time and was advised that they would put a note on the policy but that the policy could continue to run.  (I was keen to maintain the fire and theft cover)  Now the policy has come up for renewal and I expect that this will be an issue as I cannot insure a vehicle that I am not able to drive. In that case - no insurance coverage - am I obliged to SORN the vehicle?          

Have they actually said this - they may be happy as I presume their risk is lower if it’s just parked up instead of being driven around as well

It looks like I can renew through my current broker but the cost has gone from £350 to £625.  (Nothing to do with the medical issue)  I might just have to suck it up for this year and shop around next year.   

Is there any point insuring it for 6 months if it can save you £300 or so? That's assuming you have somewhere safe to store it.

My main concern is the fire and theft aspect.  Also, for as long as I have them insured, my wife can ride them so can get some use.