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A bit confused about my national insurance.

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  • MallyGirl
    MallyGirl Posts: 7,225 Senior Ambassador
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    gillyzulu said:
    For the year 2023/24 my weekly wages fell between the lower earnings threshold  123 pounds and the the primary threshold 242, with 2 exceptions one week below and 1 week above. I have not received NI credits, but told to pay just over 800 pounds to have the year added for my state pension. Is this right?
    Does your forecast say that you need that year?
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  • QrizB
    QrizB Posts: 18,442 Forumite
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    edited 6 March at 5:35PM
    ctrainor said:
    I thought you had to have only 35 years contributions to get the full pension. Am I wrong?

    Yes you're wrong.
    ctrainor said:
    Obviously no NI since I left work Dec 22 which shows on my NI records.
    Thoughts would be appreciated

    You're going to need more years.
    It should say how many more years you need in the bit below the green box - the bit Sarahspangles is asking for.
    Something like this, but with different numbers:

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  • molerat
    molerat Posts: 34,647 Forumite
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    edited 6 March at 5:43PM
    gillyzulu said:
    For the year 2023/24 my weekly wages fell between the lower earnings threshold  123 pounds and the the primary threshold 242, with 2 exceptions one week below and 1 week above. I have not received NI credits, but told to pay just over 800 pounds to have the year added for my state pension. Is this right?
    That year should be costing considerably less or maybe even full.  You would need to speak to HMRC as with earnings above £123 you should have some weeks although those will not be visible as a credit of any sort but will just reduce what you need to pay for the year.

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