We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
PCP settlement close to DD date
Options
Just a quick query to get others thoughts.
I was able to settle my PCP agreement last week which I did by bank transfer on Tuesday. I left the (1st of the month) DD in place recognising how soon it was due.
I have seen no acknowledgement on my VWFS account of the transfer but today the DD has not been collected.
Annoyingly the online portal is showing arrears with the option to pay the DD amount by card and a threat of missed payment markers on my credit file. The only option for contact is to submit a form so it seems unlikely I'll be able to speak to anyone today.
Should I just pay the money today by card and presumably get it back in a couple of days? Or would VWFS be able to remove any missed markers on my file?
I was able to settle my PCP agreement last week which I did by bank transfer on Tuesday. I left the (1st of the month) DD in place recognising how soon it was due.
I have seen no acknowledgement on my VWFS account of the transfer but today the DD has not been collected.
Annoyingly the online portal is showing arrears with the option to pay the DD amount by card and a threat of missed payment markers on my credit file. The only option for contact is to submit a form so it seems unlikely I'll be able to speak to anyone today.
Should I just pay the money today by card and presumably get it back in a couple of days? Or would VWFS be able to remove any missed markers on my file?
0
Comments
-
I would call them tomorrow.However, if you had paid them all that is due then I’m sure you would not have a marker on your credit file.Mortgage free
Vocational freedom has arrived1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards