Care Home financial assessment

pollypenny

clive795 said:

Thanks for the further replies.
I feel much more comfortable that we are not going to be forced to act quickly.
i can now gather the information I need and speak to the relevant offices.
i may not see further replies as I don’t use the forum much so apologies if you comment further and I don’t.
thanks to everyone.

You need to make an appointment to speak to someone senior in the council office dealing with fees.  When arranging my father's care I was told such rubbish. 

msb1234

bobster2 said:

clive795 said:

I will try to answer the various points that have been made - 
my sister is 62
one of my many jobs is to activate the PoA
my mothers will gave him the right to live in the property but there is no instruction about what has to happen should he move out
we are not trying to use my sisters residency to avoid paying care fees, we know his part is likely to taken but we want some reassurance that if my sister moves in she will not immediately be evicted because the value of the property is demanded by the council.

The value of a home is disregarded in a financial assessment if a relative aged 60 or over is living there.

Not if they’ve moved in after the person was taken into care. 

msb1234

The council absolutely will take his equity in the property into account in their financial assessment. If you have POA, you will be expected to either put the house on the market for its market value, or your sister who wishes to live there will have to pay your father his share, again at full market value. There really is very little point trying to put off a sale. If the father dies the LA will invoice the estate for his care fees. 
Regarding his bank accounts, as his POA you are able to contact HMRC and they can tell you where his pension is currently paid. Im sure he will have a bank card somewhere, after all how did he buy anything?