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DD Turning 18 - Building Credit
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Does she have an income? If not, unlikely any lender will give her a CC
As many other people have told you, ignore the score, no lender ever sees it, they all have their own internal scoring systems which you will never seeSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Unless your DD plans on becoming a student in full-time education?In which 2 banks at the moment have a current account and a credit card targeted at students.0
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