Neighbour's loft conversion - should I inform insurance company?

van1lla

Hi,

I received over the weekend details of the planning application that my neighbour has submitted.

My house is a semi-detached and they plan to do a hip to gable loft extension. I'm waiting for a Party Wall agreement to be given.

Should I be informing my insurance company? When do I tell them? When I know the proposed start date or tell them now? Will this allow them to increase my premium?

Many thanks in advance

theartfullodger

What does your current insurance policy say about when  you need to tell them, please?

I don't seem to be able to read it from here.

Have you read the documents please?

Have you spoken with your neighbour about this?

Best regards to all .

grumpy_codger

van1lla said:

Should I be informing my insurance company? When do I tell them? When I know the proposed start date or tell them now? Will this allow them to increase my premium?

theartfullodger said:

Have you spoken with your neighbour about this?

About what exactly?

And no, AFAIK, there is no need to inform the insurer.

van1lla said:

 I'm waiting for a Party Wall agreement to be given.

If the agreement is really needed, you can get your own party wall surveyor at the cost of your neighbour. If they don't want to pay for two, they can pay only for yours - again, if you need this.

Having said that, my friend had his loft converted and his neighbours, that he has good relationships with, didn't insist on having a party wall surveyor. Good photographs taken before the works started were sufficient.