setting up payment plans

Superkitten76

Beardy123 said:

Can you tell me if now, a few months later, this repayment plan with Zopa has shown up on your credit report? 

Hi, no, its all been removed as the affordability claim was upheld

allystar

I’m in same position…Zopa affordability complaint upheld. They say it will take 30-60 days to be removed from my credit file.

when I look online it shows the reduced amount of debt and that no payment due…I plan to wait to hear from them again before making any payment.

Are you paying them just now? How long did it take for them to request payment?

Superkitten76

allystar said:

I’m in same position…Zopa affordability complaint upheld. They say it will take 30-60 days to be removed from my credit file.

when I look online it shows the reduced amount of debt and that no payment due…I plan to wait to hear from them again before making any payment.

Are you paying them just now? How long did it take for them to request payment?

I stopped paying in August 2024, made the affordability complaint end of January 25, upheld early Feb and then I proactively emailed them to set up the payment plan and been paying it since April, its for a token £10 while I focus on other debts that are higher and still reported. 

Superkitten76

nope nothing, its all disappeared