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Urgent! LBC 3 months before 6 year anniversary

Recieved these 12 weeks before the 6 yr SB mark,

No reply forms,
Should I wait till deadline and request a reply form to slow them down? 

Should I email them?

Or should I just keep ignoring them at this point? 

Comments

  • No you do it online
    Do it about 5 days prior to the 30 days. Gladstones seem to take ages to reply to lbcs so hopefully take you over.
    But just tell them you owe 15kish in debt and you are including this in a debt relief order and this is being done 1st week of may for example and they will they will then be in touch. Keep it vague. Should see you over the line.(just)
  • my concern is contacting them in anyway or acknowledging the debt will reset the timer? 
  • ChirpyChicken
    ChirpyChicken Posts: 3,064 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    edited 26 February 2025 at 3:26PM
    No your denying the debt, your concern is unfounded. 
    Just follow what ive advised, 
    You can say although you deny the debt its being wrapped up in a debt relief order and your appointment to have this included is on say 1st May
  • Brilliant, perfect, just what I wanted to hear, that clears my concerns!
    thanks !
  • Coupon-mad
    Coupon-mad Posts: 161,195 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 February 2025 at 2:26AM
    Brilliant, perfect, just what I wanted to hear, that clears my concerns!
    thanks !
    Don't miss this deliberate DELAY on your part so don't do a reply yet:

    "Do it about 5 days prior to the 30 days."
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
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