We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Loan/Hire Car PPC - What to do first?

geocalico
Posts: 6 Forumite

Hello Everyone,
I was driving a Loan car given to me by a garage whilst they fixed my car, and was issued a PPC from NSGL (photo attached below).
The garage contacted me by text, attaching the same photo below, and asked me to deal with it. Note that it’s addressed to the Company Secretary and further down requesting they identify the driver.
First of all, do I sit tight and wait for the garage to identify me, or do I proactively contact NSGL so they can begin pursuing me.
Secondly, is it possible to begin the appeals process without identifying myself as the driver (which I understand is the advice given on this forum). In other words, can I admit I was the Hirer of the vehicle without admitting to being the Driver. I guess I’m talking semantics here (Hirer/Owner/Keeper/Driver) and how importantly it is to use the correct word in this situation
Just in case it’s important: the situation here is an apartment complex with limited parking, leaving residents no option but to park “illegally”. Parking infractions are recorded by a guy walking round the grounds with a tablet (I’ve seen him from my apartment!). No window stickers, no ANPR…just a letter in the post several days later.
Cheers,
A

A

0
Comments
-
geocalico said:Hello Everyone,Wonder if I can ask your guidance please?I was driving a Loan car given to me by a garage whilst they fixed my car, and was issued a PPC from NSGL (photo attached below).The garage contacted me by text, attaching the same photo below, and asked me to deal with it. Note that it’s addressed to the Company Secretary and further down requesting they identify the driver.First of all, do I sit tight and wait for the garage to identify me, or do I proactively contact NSGL so they can begin pursuing me.Secondly, is it possible to begin the appeals process without identifying myself as the driver (which I understand is the advice given on this forum). In other words, can I admit I was the Hirer of the vehicle without admitting to being the Driver. I guess I’m talking semantics here (Hirer/Owner/Keeper/Driver) and how importantly it is to use the correct word in this situationJust in case it’s important: the situation here is an apartment complex with limited parking, leaving residents no option but to park “illegally”. Parking infractions are recorded by a guy walking round the grounds with a tablet (I’ve seen him from my apartment!). No window stickers, no ANPR…just a letter in the post several days later.Cheers,
A
Tell them to transfer liability to you by filling in the slip on the back.PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
CLICK at the top or bottom of any page where it says:
Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD0 -
Hopefully my reply to this thread will push it to the top because it has taken an interesting turn!I took the advice of Coupon-Mad, phoned them up and requested transfer of liability. Provided the necessary information (Name & Postal Address) and expected to begin receiving letters from NSGL so I could appeal the PPC. Several weeks passed however before receiving a letter in the post from the company telling me they paid the PPC and instructing me to reimburse £80. In the correspondence were copies of the initial PPC, subsequent NTK, and also the ‘Final Reminder’…and also proof of payment to NSGL.The company is an independent car garage but will be considerably richer than me so what are the risks of them taking me to court for failure to pay an outstanding invoice and is there anything I can do to arm myself? I’m kicking myself for not emailing them requesting to transfer liability; but I do have the 3-minute call log history on my phone0
-
I took the advice of Coupon-Mad, phoned them up and requested transfer of liability. Provided the necessary information (Name & Postal Address).That was not what I advised. I didn't say ring anyone and I didn't say you could do it (you couldn't, not even by email). Had to be done by the keeper.
The company simply had to fill in the slip to transfer liability. No wonder it went wrong. That isn't how to transfer liability. The keeper merely had to be told to please transfer liability. Then you'd have got a NTH.
It's up to you whether you reimburse the company or not. I would never have advised you to ring or email.
PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
CLICK at the top or bottom of any page where it says:
Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD0 -
Coupon-mad said:I took the advice of Coupon-Mad, phoned them up and requested transfer of liability. Provided the necessary information (Name & Postal Address).That was not what I advised. I didn't say ring anyone and I didn't say you could do it (you couldn't, not even by email). Had to be done by the keeper.
The company simply had to fill in the slip to transfer liability. No wonder it went wrong. That isn't how to transfer liability. The keeper merely had to be told to please transfer liability. Then you'd have got a NTH.
It's up to you whether you reimburse the company or not. I would never have advised you to ring or email.
0 -
Yes! It read that way.OK so you should refuse to reimburse the company because you instructed them to transfer liability to you ... and they didn't.PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
CLICK at the top or bottom of any page where it says:
Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.4K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.4K Work, Benefits & Business
- 598K Mortgages, Homes & Bills
- 176.6K Life & Family
- 256.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards