Scam victim

born_again

Moseleygirl said:

Thanks. The verification code should have come from my bank, not Apple (who aren't involved in this).  I just want to know how the scammer could have got that code, which was sent to my phone

They won't have. 

Nasqueron

Moseleygirl said:

My bank said Apple Pay has been set up but the bank cancelled it and my card. 

Re Nasqueron's message- my email wasn't involved. Note did I do anything on a bank app. I clicked on a link in a text message and poor info on online in a browser. That's why I'm concerned how they got access to a verification code sent by text to my phone. Tho it had my bank name on the text, it didn't come from my bank. I just want to know if there's any way a scammer can access texts in my phone to get a verification code, which appears to have been used to activate Apple Pay 

Not your email - if they were able to access the bank somehow e.g. a fake bank login that captured your details, they could change the email to send the verification to so you wouldn't see it. It's worth setting up apps with alerts for banking, I get confirmation messages when I have setup something like adding a card to google pay

Nasqueron

born_again said:

Moseleygirl said:

Thanks. The verification code should have come from my bank, not Apple (who aren't involved in this).  I just want to know how the scammer could have got that code, which was sent to my phone

They won't have. 

Possible sim swap fraud?

born_again

Nasqueron said:

born_again said:

Moseleygirl said:

Thanks. The verification code should have come from my bank, not Apple (who aren't involved in this).  I just want to know how the scammer could have got that code, which was sent to my phone

They won't have. 

Possible sim swap fraud?

Op would not get the notification if it came via text.