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Monzo current account credit check

phil2010

phil2010 Posts: 6 Forumite

Part of the Furniture

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Combo Breaker

19 February at 9:03PM in Budgeting & bank accounts

Do Monzo do a hard credit check, that can be seen on your credit file by other lenders, when you open a current account?

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gary1312 Posts: 169 Forumite

19 February at 9:47PM

phil2010 said:

Do Monzo do a hard credit check, that can be seen on your credit file by other lenders, when you open a current account?

Only if you apply for one of their credit products. For a Monzo account with no overdraft facilities it's just a soft search.

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