PCP what are my options

LayeredLasagne

I currently have a car on PCP 48 months and not sure on my options to ending it or getting it transferred

I am looking at moving to the Isle of Man but a big factor is can I keep my car on the PCP?

I have currently made 15 payments so know I can’t return it. I am not in a financial situation where I could pay off the finance myself, to own the car outright or even half of it so I can return the car.

Is it possible for me to get a settlement figure and get a Manx finance company to pay it and me pay them?

born_again

Is there any reason stopping you taking the car to IOM? While you carry on paying for it?

LayeredLasagne

If you have a PCP finance agreement with Audi finance you can only take your vehicle to any country in mainland Europe for up to 60 days a year. IOM is not the UK so would count as overseas

Mildly_Miffed

Taking the car to IoM would require re-registering it locally, so I can't see the financier being keen on that. But talk to them...

Whether you'll find an IoM financier willing to pay your current finance off and re-finance it is a different question entirely.