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Do I need personal as well as landlord insurance
Supernova11
Posts: 16 Forumite
There is something I’m not clear on, even though I’ve been googling the subject. I’m moving in with my mum to look after her and renting out my house. Viewings are happening now and I need to get some landlord insurance. The landlord insurance I want to get will cover buildings and liability. My question is, can I cancel my personal house insurance as I won’t be living there and will just be a landlord instead? I don’t need both do I? That wouldn’t make any sense, is that right?
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Comments
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Makes sense, though you may want to make sure that your landlord insurance covers the building and also a small amount of contacts insurance to cover carpets and curtains. Most offer this.I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1
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Correct, once your landlord insurance is in place you can cancel your own insurance cover, just make sure the landlord insurance is sufficient for your needs.1
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