We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
House Deeds

PenniesInHeaven
Posts: 6 Forumite

Apologies if I've posted this in the wrong section but if I have can someone tell me, anyway here goes.
I recently qualified for free solar panels, loft and indoor wall insulation after a surveyor came round last week.
They need the deeds in my name for the work to start so paid £7 on The Land Registry and the house is in my mum and dad's name who have both passengers
I've lived here 20 years and my mum said she was leaving house to me but only found out last week that several weeks before she passed 7 years ago that one of my 3 brothers took the deeds without permission and now want tje deeds shared equally between the four of us despite me living here 20 years looking after my mum and since she passed 7yrs ago Ive spent over £30,000 inside and outside trying to keep the property nice.
Until last week I thought it was mine.
Trouble is if I don't agree to share the deeds with my brothers who I've not seen or spoken with since mum's funeral but want what's mine.
So I just want to know do the deeds have to be shared equally or can I ask for more but obviously they'll need to agree.
Secondly I'm worried if I agree to share the house deeds can they sell the house without my permission?
Apologies for the huge post yet again but really appreciate any feedback.
Thank You In Advance
Regards (Removed by Forum Team)
I recently qualified for free solar panels, loft and indoor wall insulation after a surveyor came round last week.
They need the deeds in my name for the work to start so paid £7 on The Land Registry and the house is in my mum and dad's name who have both passengers
I've lived here 20 years and my mum said she was leaving house to me but only found out last week that several weeks before she passed 7 years ago that one of my 3 brothers took the deeds without permission and now want tje deeds shared equally between the four of us despite me living here 20 years looking after my mum and since she passed 7yrs ago Ive spent over £30,000 inside and outside trying to keep the property nice.
Until last week I thought it was mine.
Trouble is if I don't agree to share the deeds with my brothers who I've not seen or spoken with since mum's funeral but want what's mine.
So I just want to know do the deeds have to be shared equally or can I ask for more but obviously they'll need to agree.
Secondly I'm worried if I agree to share the house deeds can they sell the house without my permission?
Apologies for the huge post yet again but really appreciate any feedback.
Thank You In Advance
Regards (Removed by Forum Team)
0
Comments
-
basically this comes down to whether your mother left a will and who she left the property to? did anyone apply for probate?
If there was no will then it would normally go to her 4 children equally
probably nothing to do with who physically has the deeds these days - all comes down to who was left the property and what it says on the land registry3 -
Unfortunately if your mother did not make a will the house is not yours, it would be inherited by the four of you under the rules of intestacy. As the property is registered with the LR the paper deeds are no longer important.
If your brothers are happy for you to continue living there then the LR can be updated with the new ownership but I don’t know if that still entitles you to the grants, being a part rather than a full owner. Before that can happen however someone is going to need to apply for probate for your mother and because of the date of death an IHT 205 return will also be required.Ideally had this been dealt with within two years of death your siblings could have made a deed of variation giving you a life interest, but it is too late for that now, and even if they were willing to let you have sole ownership gifting their share to you will probably leave them with a CGT liability.
Is she had made a will leaving you the property the only part of the above still applicable is the need for probate and IHT return.0 -
Just found out again this past week that my brother has the will which and the deeds. Thank you for your reply.0
-
PenniesInHeaven said:Just found out again this past week that my brother has the will which and the deeds. Thank you for your reply.1
-
have you found out what the will says? hopefully, for your sake, mum did do as she had promised - though I am afraid that people often don't.0
-
No I don't know what it says yet but will be meeting up with my brothers within a few weeks so hopefully we can be amicable and sort it out then.0
-
Just remember verbal "wills" are NOT legal0
-
PenniesInHeaven said:No I don't know what it says yet but will be meeting up with my brothers within a few weeks so hopefully we can be amicable and sort it out then.
If there's a will - the estate should be distributed according to the will.
If there is no will - then the estate should be distributed according to the rules of intestacy.
What you could discuss perhaps - if you are all inheriting an equal share of the estate - is whether to sell and split the proceeds, or something else.
In various places you have written about who has taken the deeds, or has the deeds. Physical possession of the document is not really relevant. As you have seen you can download a copy of the title from the land registry.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.8K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards