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Help with link financial. Just 6 wks left till statute barred

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  • sourcrates
    sourcrates Posts: 31,775 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Don`t overthink things, if they start a claim, by sending an LBA, your response would be that its statute barred.

    Likewise if it ended up in a claim, your defence would be the same.

    The date that matters is the date on the default notice, not necessarily the date on your credit file.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • fatbelly
    fatbelly Posts: 23,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    fatbelly said:
    You said earlier that it was due to go SB in September.

    Their latest letter is just an attempt to get you to engage. Continue to ignore but respond to a formal letter before claim if it comes
    Now it's October.So try to get into November before sending the statute barred letter
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