Pension thoughts ....

Albermarle

Rich1976 said:

I wish my SL pension was in the charging range of upto 0.5%. My workplace one, the default fund is the lowest charging at 0.64% and is the only one which attracts a discount. All of the other funds are at least 1% and do not attract a discount so I would say it is entirely possible for someone to be paying 0.85%.

I am sure it is possible as SL have many different schemes. Mine is an old one.

I think nowadays if you open a personal pension with them, there are a few cheaper funds at around 0.65% but with no discount. Or funds at 1% + that attract a discount based on your overall size of pot.
Also they now operate a pseudo version of a SIPP, where fund costs are lower, but with a separate platform charge.