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From Pennies to Pastures: My Frugal Journey to Countryside Retirement

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  • KajiKita
    KajiKita Posts: 9,077 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hello 😊

    Reading your diary makes me think you would enjoy this one:


    I will ‘fess up here and tell you that I still have a 9 pack of loo roll stashed in the cellar from when we had that huge run in the stuff during the pandemic ….! 😂 I really should bring it back into the house and use it up! 😉

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 0 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £0 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Delurking, I hope to retire early, no great plans just time for the garden and long dog walks with good coffee.  The tin of salmon, I used to work overseas, came home for Christmas and always got salmon cucumber (little bit of vinegar) sandwiches for the ferry trip back, it is a bit of a tradition now to have them at some point after Christmas.

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