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I just can't see an end to this - any advice welcome
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Hey @shell18 - how are things going?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
So sorry to read you’re feeling so crushed mentally from this debt, you have a lot on your plate from the debt, caregiving to looking after your family. Please if you haven’t, see your GP, or call/chat with a mental health helpline - you need to look after yourself first before you can support others. I can’t offer much advice for the debt itself but perhaps speaking with HMRC and letting them know your situation will open other options for repayments?0
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Please dont consider suicide. There is help. These are a list of UK debt charities that can support with your financial situation.
1) StepChange Debt Charity - 0800 138 1111
2) National Debtline - 0808 138 1111
3) Citizens Advice - 0800 144 8848
4) Christians Against Poverty - 0800 328 0006
5) PayPlan - 0800 280 2816
6) Debt Advice Foundation - 0800 043 4050
7) Money Helper - 0800 138 7777
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