NHS McCloud remedy notifications?

hugheskevi

LazyGreyhound said:

hugheskevi said:

LazyGreyhound said:
If I'm understanding that correctly I will be in the first tranche (retired 2021 age 52 only in receipt of Classic pension) IF all the schemes are adopting the same approach to prioritisation.

You sound like a Deferred Choice Underpin member, as you have only taken pre-2015 benefits and no Remedy period benefits (I assume you were moved to alpha in 2015 and your alpha benefits are currently deferred).

hugheskevi said:

LazyGreyhound said:
If I'm understanding that correctly I will be in the first tranche (retired 2021 age 52 only in receipt of Classic pension) IF all the schemes are adopting the same approach to prioritisation.

You sound like a Deferred Choice Underpin member, as you have only taken pre-2015 benefits and no Remedy period benefits (I assume you were moved to alpha in 2015 and your alpha benefits are currently deferred).

That's correct.
Although I'm now old enough to claim the Alpha element, I originally thought I wouldn't bother as I was expecting the RSS to be issued by Apr 25 so it didn't seem worth complicating things as it's likely that I'll choose to stay in Classic.
However if the RSS isn't going to turn up for another 3mths/6mths/2yrs I will probably start claiming Alpha now. 

You probably know, but for the benefit of others, if you do claim, your claim will trigger your Deferred Choice Underpin and you will be given your Remedy options. If you choose the legacy option to stay in classic then you will receive arrears of underpaid classic benefits and your monthly pension payment will be increased.

LazyGreyhound

hugheskevi said:

LazyGreyhound said:

hugheskevi said:

LazyGreyhound said:
If I'm understanding that correctly I will be in the first tranche (retired 2021 age 52 only in receipt of Classic pension) IF all the schemes are adopting the same approach to prioritisation.

You sound like a Deferred Choice Underpin member, as you have only taken pre-2015 benefits and no Remedy period benefits (I assume you were moved to alpha in 2015 and your alpha benefits are currently deferred).

hugheskevi said:

LazyGreyhound said:
If I'm understanding that correctly I will be in the first tranche (retired 2021 age 52 only in receipt of Classic pension) IF all the schemes are adopting the same approach to prioritisation.

You sound like a Deferred Choice Underpin member, as you have only taken pre-2015 benefits and no Remedy period benefits (I assume you were moved to alpha in 2015 and your alpha benefits are currently deferred).

That's correct.
Although I'm now old enough to claim the Alpha element, I originally thought I wouldn't bother as I was expecting the RSS to be issued by Apr 25 so it didn't seem worth complicating things as it's likely that I'll choose to stay in Classic.
However if the RSS isn't going to turn up for another 3mths/6mths/2yrs I will probably start claiming Alpha now. 

You probably know, but for the benefit of others, if you do claim, your claim will trigger your Deferred Choice Underpin and you will be given your Remedy options. If you choose the legacy option to stay in classic then you will receive arrears of underpaid classic benefits and your monthly pension payment will be increased.

No, I didn't realise that claiming Alpha would result in being given the Remedy options, thank you! I'll get on to that tomorrow.

I asked MyCSP last year how to claim Alpha and the email response attached a form but only talked about Alpha.

I replied as above stating that I was liable to stick with Classic so couldn't we keep things simple by sending out my options now rather than put Alpha into payment then have to rejig everything.

In response I got a stock reply about the timeline  "We currently anticipate distribution of options packs to begin in April/May 2024 at the earliest, and to continue up to 31 March 2025, by which time all retired members will have received a ‘Remediable Service Statement’ 

Thanks again for your help @hugheskevi I'm an infrequent poster but longer time lurker here and have seen you provide a great deal of help to many, many people on this and associated subjects.

Microbe65

DJW2025 said:

New dates have been posted today

Member Class	Number of members	RSS Extension
Retired by 1/10/23 – formerly unprotected and only legacy benefits in payment	5,012	1 July 2025 (three months)
Retired by 1/10/23 – formerly taper protected and only legacy benefits in payment	25,827	1 July 2025 (three months)
Retired by 1/10/23 – formerly unprotected and both legacy and reform benefits in payment	14,376	1 October 2025 (six months)
Retired by 1/10/23 – formerly taper protected and both legacy and reform benefits in payment	21,175	1 October 2025 (six months)
Retired by 1/10/23 – formerly protected and benefits in payment for remedy period	241,233	1 December 2026 (20 months)
Retired between 1/10/23 and 1 July 2025	67,690	1 December 2026 (20 months)
Active	561,572	1 September 2025 (five months)
Deferred	144,076	1 September 2025 (fiv

So much for the 1st July 2025 deadline. Despite being in the first cohort, no RSS letter or indeed an update to the website. Now over 6 years (Dec 2018) since the McCloud ruling.

Have any forumites actually received their RSS letter from NHS pensions?

buyhighselllow

I have seen on a FB page people are starting to get letters come through including those who retired in 2023. Penguage seem to be saying retirees should expect something soonish despite no official update

Cypriot_Oleander

I retired from the NHS in June 2023 and due to the timing, my remedy period pension was put into the 2015 scheme, whereas I want it in the 1995 scheme - from which I should get a significant additional lump sum that I now need urgently. I have repeatedly asked when I can expect to be given a choice and am told basically each time that they're sorry but I just have to wait. Very frustrating to say the least

Silvertabby

Cypriot_Oleander said:

I retired from the NHS in June 2023 and due to the timing, my remedy period pension was put into the 2015 scheme, whereas I want it in the 1995 scheme - from which I should get a significant additional lump sum that I now need urgently. I have repeatedly asked when I can expect to be given a choice and am told basically each time that they're sorry but I just have to wait. Very frustrating to say the least

Please don't bank on getting a 'significant' additional lump sum from the 1995 scheme.  Yes, the 1995 had an automatic lump sum of 3 X the annual pension, but that wasn't just scrapped in 2008.  Instead, the 1995 accrual rate of 1/80th plus automatic lump sum changed to the much higher accrual rate of  1/60th.  No automatic lump sum - if you wanted that you would have to 'buy' it with some of your extra pension -  but, overall, the values of 1/80th plus automatic lump sum versus 1/60th with no automatic lump sum are very similar.  Then, with the introduction of CARE, the accrual rate was increased again to 1/54th.