"Healthy Life expectancy"

Phossy

Stand out data from Azul's recent video is what he terms "Healthy life-expectancy", the age at which your health declines significantly. I'd not seen this before and on digging deeper it is a metric measured by the world health organisation and is termed "HALE". In the US this number is 66.1 and the point he makes is that, on average, Americans will have 13 months of healthy retirement . The UK number appears to be 69 (see link to WHO data. Perhaps better news is that for the majority of this audience, the HALE at 60 is more appropriate and that age is 77. Healthy life expectancy (HALE) at birth (years). Towards the end of the video he shows how the a third of US retirees have > 100% of their savings after 18 years of retirement and makes the comment that most retirees never spend their retirement assets.

https://youtu.be/rsuHBAEhf7w?si=-KTDim5Z8iV6Maso

hugheskevi

It is an area of quite a lot of research, as in Western nations we have done a good job of improving longevity, but not as good a job of improving healthy life expectancy. Having a large elderly population is expensive in itself, with a lot of them sick as well that just pushes up the cost of supporting them.

There are several key things that can be done in regard to healthy life expectancy, and it is important to note that preparation for old age healthy life expectancy starts decades earlier:

• The usual good advice about diet, exercise, sleep, alcohol, tobacco, etc
• Doing strength work, especially as muscle mass starts to decline from about age 40. This is important to maintain strength, have a strong core, and that all helps prevent frailty, falls, etc, as well as promoting good health and capability in general.
• Having a high VO2 max from the age of 40 - this gives a high base from which to decline.
• Type of work done, eg, shift work and physical work will take a toll.
• Be well off - wealth is almost always associated with better outcomes

Even so, it is a game of probabilities, so you can push the odds in your favour but cannot guarantee a good outcome.

Stubod

....scary stuff....!!!!!...

fatbelly

It's not an index the government likes to promote - with good reason.

There are also huge gender differences and between different local areas. It's also getting worse, and quite quickly

Have a look

https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/healthandlifeexpectancies/bulletins/healthstatelifeexpectanciesuk/between2011to2013and2021to2023

FIREDreamer

Phossy said:

Stand out data from Azul's recent video is what he terms "Healthy life-expectancy", the age at which your health declines significantly. I'd not seen this before and on digging deeper it is a metric measured by the world health organisation and is termed "HALE". In the US this number is 66.1 and the point he makes is that, on average, Americans will have 13 months of healthy retirement . The UK number appears to be 69 (see link to WHO data. Perhaps better news is that for the majority of this audience, the HALE at 60 is more appropriate and that age is 77. Healthy life expectancy (HALE) at birth (years). Towards the end of the video he shows how the a third of US retirees have > 100% of their savings after 18 years of retirement and makes the comment that most retirees never spend their retirement assets.

https://youtu.be/rsuHBAEhf7w?si=-KTDim5Z8iV6Maso

Not really relevant to the UK but I still find his videos useful and interesting.

This guy has a small pot of £400k -ish ($500k) and manages well too.

https://youtu.be/IwlPEziNDq8?si=0os7IucVDWsvwfE9

SouthCoastBoy

FIREDreamer said:

Phossy said:

Stand out data from Azul's recent video is what he terms "Healthy life-expectancy", the age at which your health declines significantly. I'd not seen this before and on digging deeper it is a metric measured by the world health organisation and is termed "HALE". In the US this number is 66.1 and the point he makes is that, on average, Americans will have 13 months of healthy retirement . The UK number appears to be 69 (see link to WHO data. Perhaps better news is that for the majority of this audience, the HALE at 60 is more appropriate and that age is 77. Healthy life expectancy (HALE) at birth (years). Towards the end of the video he shows how the a third of US retirees have > 100% of their savings after 18 years of retirement and makes the comment that most retirees never spend their retirement assets.

https://youtu.be/rsuHBAEhf7w?si=-KTDim5Z8iV6Maso

Not really relevant to the UK but I still find his videos useful and interesting.

This guy has a small pot of £400k -ish ($500k) and manages well too.

https://youtu.be/IwlPEziNDq8?si=0os7IucVDWsvwfE9

Is 400k a small pot?

kinger101

i've not seen the video, but I'm reminded of a three-island ferry excursion I took when I went to Athens.  On one of the islands, there was a monastery at the top of a steep hill.  The first party to make the ascent (by quite some time I might add) was a party of Japanese ladies whose average age must have been around 82-85. 

Having been to Japan and seen the diet and the amount of exercise people take (temples are often at the top of hills) I was not surprised.

I'm not doing myself any favours here in my own choices, but this is something over which many of us ought to have a large degree of control over, but most find it a struggle.  From my own point of view, I've lost one parent in their early sixties from cancer, and the other in their late sixties from alcoholism. I try to be optimistic that I might fair better, but my slant is I should probably try to retire earlier and have a few more good years than my parents managed.  


  

SouthCoastBoy

Predicting your future health is impossible. I try to exercise as much as possible. Run around 30 miles a week, also cycle and walk. However you can't predict what is around the corner. My dad died of a heart attack at 66, and displayed no signs of illness prior to his heart attack.

I play golf in a group of around 12 of us, of that group one died at 67, another has leukemia,  he is 69, another who is in early 70s is in and out of hospital with bowel problems and finally another's wife who's  is 65 has just been diagnosed with breast cancer. Unfortunately it seems once you hit your 60s life becomes more fragile. Food for thought.

kinger101

SouthCoastBoy said:

Predicting your future health is impossible. I try to exercise as much as possible. Run around 30 miles a week, also cycle and walk. However you can't predict what is around the corner. My dad died of a heart attack at 66, and displayed no signs of illness prior to his heart attack.

I play golf in a group of around 12 of us, of that group one died at 67, another has leukemia,  he is 69, another who is in early 70s is in and out of hospital with bowel problems and finally another's wife who's  is 65 has just been diagnosed with breast cancer. Unfortunately it seems once you hit your 60s life becomes more fragile. Food for thought.

I would say it partially predictable.  On balance, you'll likely do better than say an identical twin who didn't do that exercise.  (Apologies to your twin in advance if you do have one).

FIREDreamer

SouthCoastBoy said:

FIREDreamer said:

Phossy said:

Stand out data from Azul's recent video is what he terms "Healthy life-expectancy", the age at which your health declines significantly. I'd not seen this before and on digging deeper it is a metric measured by the world health organisation and is termed "HALE". In the US this number is 66.1 and the point he makes is that, on average, Americans will have 13 months of healthy retirement . The UK number appears to be 69 (see link to WHO data. Perhaps better news is that for the majority of this audience, the HALE at 60 is more appropriate and that age is 77. Healthy life expectancy (HALE) at birth (years). Towards the end of the video he shows how the a third of US retirees have > 100% of their savings after 18 years of retirement and makes the comment that most retirees never spend their retirement assets.

https://youtu.be/rsuHBAEhf7w?si=-KTDim5Z8iV6Maso

Not really relevant to the UK but I still find his videos useful and interesting.

This guy has a small pot of £400k -ish ($500k) and manages well too.

https://youtu.be/IwlPEziNDq8?si=0os7IucVDWsvwfE9

Is 400k a small pot?

He seems to think it is. 🤷‍♂️

westv

Running? Isn't that bad for the joints?