The co-operative bank £150 switching offer February 2025

WillPS

adindaspantai said:

I just noticed today that my Co-op account has a £75 credit with the description "Adjustment." Is this the Step 1 incentive? I received a message stating that my switch was completed by the end of February, and I met the other criteria, including 10 debit card transactions. However, I only have one active direct debit instead of two. Could this £75 be the Step 1 incentive?

Yes, Co-op incentives are indeed applied as "adjustment"s. You should also get an email.

Gerry1

moneytorques said:

RebekahR said:

Getting by the skin of my teeth here! Just opened an account with Co-op. Awaiting card/bank details etc. Got a sacrifice account with chase but waiting on 2 DD's to go out mid week. With me hopefully requesting the switch on Weds/Thurs! Eeek skin of my teeth stuff!! ...

Can you elaborate, I don't follow why its skin of your teeth stuff?
The offer hasn't been withdrawn?

It ended yesterday.

londoner62

Hi all; I really don't like using banking apps/wallets. Do you read the info as it is needed to make a payment using the wallet or has anyone just installed the wallet, added the card, not used the wallet, and still got the initial £75? I'm currently up to 8 debit card usages. My reading of the terms is that the wallet does not need to be installed after getting the £75 but still be eligible for the three times £25.

Thanks in advance...

WillPS

I can confirm the digital wallet doesn't need to be used, it just needs to be enrolled.