We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PUTTING AN ISA INTO A SIPP

2»

Comments

  • poseidon1
    poseidon1 Posts: 1,877 Forumite
    1,000 Posts Second Anniversary Name Dropper
    For everyone that has contributed to this thread it would be useful to see the the OP's thread from back in 2021 where he clearly does have fixed rate savings bonds in his particular sipp rather than the stockmarket investments we are all familiar with - see thread below

    https://forums.moneysavingexpert.com/discussion/6270579/sipp-for-cash-investments#latest

    Seems to me the OP probably had an intermediary IFA in order to place such savings products in his Sipp, but given his question, he lacks clarity on the difference between sipps and isas and that they are not interchangeable so might be best he returns to the IFA for advice in this instance. Specifically whether he can still obtain another fixed interest bond similar to one in his sipp  expected to mature in due course. He is clearly comfortable with these products rather than the more sophisticated investments we are familiar with.

    I fear some of the responses maybe confusing for him giving he lacks knowledge of what his sipp is technically allowed to do and that isas are entirely separate and distinct tax free savings product.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.