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How thrifty can a thrifty forumite called ThriftyMissus be?

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  • rachmac3
    rachmac3 Posts: 356 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I'm with you on the overwhelm for online selling, it's been on my to-do list for months. I'm sure I'll be ok once I start. I'm trying to sort a whole storage unit of my father's stuff too though, which doesn't help.
    I'm glad the hmrc curveball hasn't thrown you too much. Sometimes I think the change in mindset that comes with tackling the debts is just as valuable as the financial wins.

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • Thriftymissus
    Thriftymissus Posts: 276 Forumite
    100 Posts Photogenic Name Dropper
    Thank you @rachmac3, wishing you well on climbing your online selling mountain. I have been badly ill these last days and have had no energy to do anything. I keep telling myself I’ll sort it next week. I’ve also got a load of urgent financial/bank/accounts stuff to do and have been burying my head in the sand about that. When I’m totally better, I need to sort a lot. 


  • rachmac3
    rachmac3 Posts: 356 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I don't have that excuse, I just haven't bothered!
    Rest up and recover before you worry too much about all the other stuff that should be done. You won't get far if you're not looking after yourself. 
    One step at a time!
    Have you seen our Outstanding Annoying Task thread? (Till May Be Out)
    Sometimes I post one thing in there that I intend to do that day (or weekend) just to keep me accountable. 
    Hope you're feeling better soon x

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
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