Tax repayment on state pension top up

MartineC

I paid £2400 in voluntary national insurance contributions in 2022 to boost my state pension amount. State pension is taken from national insurance contributions which are deducted from salary before tax. The £2400 paid would have been from income on which I was taxed; therefore should I be entitled to claim back the tax on the £2400.

molerat

No.  You don't get a tax rebate on a "tax" payment.  Normal NI on is also on income that is taxed.

Dazed_and_C0nfused

MartineC said:

I paid £2400 in voluntary national insurance contributions in 2022 to boost my state pension amount. State pension is taken from national insurance contributions which are deducted from salary before tax. The £2400 paid would have been from income on which I was taxed; therefore should I be entitled to claim back the tax on the £2400.

No.  And NI isn't deducted from salary before tax in the way you mean.

Silvertabby

Nice try, but no cigar.  Or tax rebate.

MartineC

Searching thru stuff online it does say NI is deducted before tax!

Silvertabby

If a tax rebate were possible (it isn't!) don't you think Martin Lewis would have been screaming this from the rooftops, at the same time he was urging everyone to fill their NI gaps before the cut off?  

HappyHarry

MartineC said:

Searching thru stuff online it does say NI is deducted before tax!

No that is not correct.

E.g. an earned income of £30,000 will have  income tax and national insurance applied - neither the tax nor the national insurance takes any account of the other.

Could you show us where you have found this misinformation?

Marcon

MartineC said:

Searching thru stuff online it does say NI is deducted before tax!

Not everything you read online is true. Please could you give a link to one of the 'sources' - it would be interesting to see exactly what is being said and by whom.

jem16

MartineC said:

Searching thru stuff online it does say NI is deducted before tax!

Yes NI is always taken from gross salary. However it doesn’t reduce your taxable income as you appear to think it does. Tax will still be due on gross salary unless pension contributions are taken before tax.