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Section 75

worriedgolfer
worriedgolfer Posts: 1 Newbie
in Credit cards
Ii were to pay my annual golf fees £950 using a Credit Card and the golf course goes into liquidation after 6 months would I be able to use section 75 to claim back 50% of the monies paid as they have failed to supply the goods/services for the full year?
regards
worriedgolfer... 

Comments

  • eskbanker
    eskbanker Posts: 38,161 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If the payment was clearly for provision of services for a full year then yes, a s75 claim for breach of contract would be viable if provision stopped early for whatever reason....
  • born_again
    born_again Posts: 21,731 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    worriedgolfer said:
    Ii were to pay my annual golf fees £950 using a Credit Card and the golf course goes into liquidation after 6 months would I be able to use section 75 to claim back 50% of the monies paid as they have failed to supply the goods/services for the full year?
    regards
    worriedgolfer... 
    No need for S75, you would have chargeback rights.👍
    Life in the slow lane
  • grumpy_codger
    grumpy_codger Posts: 1,282 Forumite
    1,000 Posts Name Dropper Photogenic
    born_again said:
    worriedgolfer said:
    Ii were to pay my annual golf fees £950 using a Credit Card and the golf course goes into liquidation after 6 months would I be able to use section 75 to claim back 50% of the monies paid as they have failed to supply the goods/services for the full year?
    regards
    worriedgolfer... 
    No need for S75, you would have chargeback rights.👍
    Is this definite? There is 120-day limit starting apparently "once you were due to receive the ... service". In this case you started receiving 180 days ago, but not finished yet. :/

  • born_again
    born_again Posts: 21,731 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    grumpy_codger said:
    born_again said:
    worriedgolfer said:
    Ii were to pay my annual golf fees £950 using a Credit Card and the golf course goes into liquidation after 6 months would I be able to use section 75 to claim back 50% of the monies paid as they have failed to supply the goods/services for the full year?
    regards
    worriedgolfer... 
    No need for S75, you would have chargeback rights.👍
    Is this definite? There is 120-day limit starting apparently "once you were due to receive the ... service". In this case you started receiving 180 days ago, but not finished yet. :/

    In the case of future dated events or ongoing services, which this is. Then you have a max of 540 days from date of debit for a chargeback. 
    Life in the slow lane
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