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MPAA triggered is the pension taxed twice?
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Is there any particular reason you are paying more than £10k into your pension now? If it's to take advantage of matching employer contributions then you could still be up on the deal overall, but if this is entirely your own money going in (above the £10k level) then perhaps you should just stop and take the money through payroll.
my last 2 employers had an MPAA specific pension scheme option where they did exactly that - make a 10k (or 4k in the past) contribution and just pay out any excess that they would otherwise have contributed, including maximum matching contributions. Does yours have anything similar?0
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