L&G decreasing life insurance (still pay it?)

puffintail

I took out this policy (at £6.63 per month) in August 2021, and am wondering whether to continue with it, so would value your views, please.

Below are some points that I think are helpful to share for you to be able to form a view - let me know if you need any further context:

- I am 37
- I work full time
- I live alone (no romantic partner, no children)
- I have a sister, she is 2 years older, I do not have any other living family (and she has no children)
- I have a repayment mortgage, currently the house value is £200k and I have £128k of mortgage owing.
- I do pay in to a (local government) pension and have done so for almost 9 years (it does encompass a beneficiary payout but I haven't the details to hand currently)
- I do not have any other life policies
- I am currently on a debt free journey, paying down £29k (I have a debt free diary on the relevant MSE forum, that I began this month, which was actually the motivation for me considering whether to continue paying the L&G policy)

Thanks in advance.