Tracking Index fund investments on Trustnet

eskbanker

rolfknudsen said:

This is not a perfect table as there are two funds the has only run for 3y...

rolfknudsen said:

This is a group of funds a financial advisor have invested some of my pension in.

As well as my earlier question about the SIPP charges, there will presumably be advisor ones too (initial and ongoing?) - are you settling these bills with separate payments or are they being paid from the investments, thereby lowering reported returns?

Linton

rolfknudsen said:

Ok, was off by a good amount when I recalculated my spreadsheet and filled in the percentages from today, so please reset and view the following. The funds list is a 100% correct. As is the start lumpsump of £79.900 and the return has been a little over 17% over 5y leaving £93.722 in the account today.

Looking at the actual fund returns over the last 5y it should have been a 77% gain.

This is not a perfect table as there are two funds the has only run for 3y, but even without these it should have been 52%. I am looking into what funds I was in, but please focus on the math and if I read the revenue per fund correctly on Trustnet (screen shot in first post). I am aware the funds I would have been in the previous two years could have made a massive loss explaining the discrepancy, but this is not the case. Will update...

If you register with Trustnet (no charge) you get a My Portfolio facility which enables you to set up a dummy portfolio exactly matching yours with the exact dates, costs and numbers of units when the investments were bought.  That will let you track what is happening.  Perhaps you can post the performance graph and data from that.   You could just look at 3 years data so that everything is included.

I am confused about your funds with only 3 years data - they did not exist at the start of your portfolio so have you been adding to it over time?

Are you saying that you invested in the funds exactly 5 years ago and your portfolio is now worth 79894 X 1.1741=£93803?