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NatWest - online account opening issue - should I complain?

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  • p00hsticks
    p00hsticks Posts: 14,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    They won't/can't switch the Executor account to a normal current account. I don't understand why other than their system won't let them.

    you don't want to be looking at switching that account - but if you can get the online access that the executor account gives you, you should be able to simply open a new current account online yourself to sit alongside it

    (I did this the other way round - I was an existing current account holder with Nat west, and when I needed an executor account I simply opened a new account with them online, whcih took a couple of minutes, then later on took the will & probate forms into a branch to get it converted into an executor account. I can see both accounts next to each other online and they are operated in exactly the same way.) 
  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper


    They won't/can't switch the Executor account to a normal current account. I don't understand why other than their system won't let them.


    They are totally different account types internally within Nat West.  
  • WindfallWendy
    WindfallWendy Posts: 175 Forumite
    100 Posts Name Dropper Photogenic
    If I understand the issue is not with login details, but with a switching bonus/incentive?  NatWest are classing OP as an existing customer (because of the Executor account) and so won't pay the bonus.  Did I understand correctly @WindfallWendy?
    No - they just won't open a new account for me because it has to be done online. And because I have an Executor account the system won't let me reset/re-register my online account. They expect me to provide them with the grant of probate before they can re-set my online profile and give me a current account I can use and an online profile I can use. And so I missed the switching deal that was available last month.

    It's ridiculous, right??
  • WindfallWendy
    WindfallWendy Posts: 175 Forumite
    100 Posts Name Dropper Photogenic
    They won't/can't switch the Executor account to a normal current account. I don't understand why other than their system won't let them.

    you don't want to be looking at switching that account - but if you can get the online access that the executor account gives you, you should be able to simply open a new current account online yourself to sit alongside it

    (I did this the other way round - I was an existing current account holder with Nat west, and when I needed an executor account I simply opened a new account with them online, whcih took a couple of minutes, then later on took the will & probate forms into a branch to get it converted into an executor account. I can see both accounts next to each other online and they are operated in exactly the same way.) 
    Yes, I was trying to do that but because I'd forgotten my online registration details I couldn't set up a new account online. And because I have an Executor account they wouldn't let me reset/re-register. 
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