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Free childcare hours and salary
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Surfless
Posts: 5 Forumite

Evening all,
I've managed to really confuse myself with my entitlement to free childcare hours, and thought I'd reach out for some clarity from the Hive Mind!
Sitrep:
1 child aged 3yrs 3 months
Married, partner earns less than £100k gross per year
My paye salary on paper is less than £100k but due to changing jobs in late October and collecting holiday owed as money not leave, I've exceeded the threshold by the end of April by around £4k.
Questions are as follows:
I've just realised the above to be the case, having already reconfirmed my details for April onwards earlier today. But in April I will have reset to a salary lower than £100k, so should I have spotted this in November when I last confirmed my details? If so how do remedy this? Can I ask to repay the 15 hours a week for January so far? Can I change it mid period to reduce further free hours being wrongly issued?
I read I can make a salary sacrifice into my pension to bring me back below £100k, but if I'm right that means I am going to have to sacrifice 4k across Feb and March pay days, which I can't afford....
What is my best option here?
Thanks all in advance, this has caused a sleepless night.
I've managed to really confuse myself with my entitlement to free childcare hours, and thought I'd reach out for some clarity from the Hive Mind!
Sitrep:
1 child aged 3yrs 3 months
Married, partner earns less than £100k gross per year
My paye salary on paper is less than £100k but due to changing jobs in late October and collecting holiday owed as money not leave, I've exceeded the threshold by the end of April by around £4k.
Questions are as follows:
I've just realised the above to be the case, having already reconfirmed my details for April onwards earlier today. But in April I will have reset to a salary lower than £100k, so should I have spotted this in November when I last confirmed my details? If so how do remedy this? Can I ask to repay the 15 hours a week for January so far? Can I change it mid period to reduce further free hours being wrongly issued?
I read I can make a salary sacrifice into my pension to bring me back below £100k, but if I'm right that means I am going to have to sacrifice 4k across Feb and March pay days, which I can't afford....
What is my best option here?
Thanks all in advance, this has caused a sleepless night.
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