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Withdrawal rate

Justso65 · 2025-01-21 21:44:33

I often see a safe pension withdrawal rate of around 4-5%. This would seem very low to me. Assuming we expect better than 4-5% on pension investments is the suggested withdrawal rate based on maintaining the pension pot? I have what I consider a healthy pension pot and ISA savings and will be 60 this year. My plan accepts…

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SVaz Posts: 549 Forumite

24 January at 4:00PM

You buy a £s amount in gilts in your Sipp etc. that mature in a “ladder” starting whenever you need them to.
So 2032 is TG32 for example.
That calculator tells you which ones to buy from the details you put in.

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Withdrawal rate

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