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Who are TransUnion?
PoGee
Posts: 824
Forumite
I set up accounts with credit karma and Experian a few years back and logged on again recently.
Experian now only give a credit score on their free account. Credit karma show soft and hard searches as well as a credit score.
On CK, there are multiple soft searches carried out by them under the heading credit karma (Ls)(CrApi). They do these on a weekly basis. I have no loans or mortgages. My credit card limit is £3000, if which I rarely use more than £140 of.
When I emailed CK, they said they do the weekly soft searches on behalf of TransUnion.
Are these weekly soft searches normal or should I be concerned?
Experian now only give a credit score on their free account. Credit karma show soft and hard searches as well as a credit score.
On CK, there are multiple soft searches carried out by them under the heading credit karma (Ls)(CrApi). They do these on a weekly basis. I have no loans or mortgages. My credit card limit is £3000, if which I rarely use more than £140 of.
When I emailed CK, they said they do the weekly soft searches on behalf of TransUnion.
Are these weekly soft searches normal or should I be concerned?
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Comments
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TransUnion are the other major CRA. You have signed up with CreditKarma who then do a weekly soft search on TransUnion to provide you with changes to your file as they are not the holder of the data themselves.
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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