Skipton Building Society Not offering 18 month Fixed Bond to regular savers

Technowme

 Unless you are past the cooling off period by now? 

No the window of opportunity is still open for another week,
for me to cancel and re-invest with another bank.
It would seem I am chasing them, when it's me with the money.
I think the Skipton should make more of an effert when they want my money.....

HSC_2

Have you already used your ISA allowance?  If not, that might make more sense.  Any reason why you're fixing for less than you could get for easy access?

refluxer

I wouldn't waste time pursuing this, personally. You'll be losing out on many hundreds of pounds of interest if you have substantial savings with them in fixed rate accounts like the ones you've mentioned, compared with getting much better rates elsewhere. 

It's rare for loyal customers to be rewarded these days - you just need to do your own research and be prepared to vote with your feet if the rates they're offering aren't good enough.

DRS1

HSC_2 said:

Have you already used your ISA allowance?  If not, that might make more sense.  Any reason why you're fixing for less than you could get for easy access?

I don't know about you but the interest rates on my easy access accounts are going down.  In a year or two (or five) 4% may look good.

Technowme

Yes I have Maxed out my ISA for this year.
I am checking out Hodge banking
4.67%
https://mysavings.hodgebank.co.uk
Looking for positive or negative feed back
Thanks all for the above comments.

fuzzzzy

If I was looking for a 2 year fix I would probably be happy with Hodge at 4.67%. I've had no problems with Hodge in the past. This seems to be the best non app rate at the moment. 

Just noticed Smartsave have a 5 year fix at 4.78% which looks a good rate for anyone wanting a longer fix. Pity all the interest is paid at maturity though.

Technowme

fuzzzzy
Yes it does look good Hodge at 4.67%. I have been checking out Hodge on this forum, just been ultra cautious before investing my money. I always try to find negative views as well as positive ones..