Debt Problems, don't want an IVA but seems the only solution

worldpeace25

ManyWays said:

Have Step Change said an IVA isn't an option, if so its probably because they think your creditors will reject one as you have too much equity.

Lets see your SOA.

Step change are saying do a DMP.  I think that's the way I'm going to go. I can make extra on the side like car booting and doing eBay\vinted and save up for full and finals.   

RAS

In which case, you might want to head over to the Debt Free Wannabee section. Either the front, or the diaries if you'd like on-going cheer leaders?