We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Morgan Stanley Gold Card - BT fee?

rach83
rach83 Posts: 300 Forumite
Hi

Just wondered if anyone knew whether there is a balance transfer fee on the above? I have looked but can not seem to see any reference to one!

Cheers

:money:

Comments

  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi rach83

    I think they charge 2% BT fee (max £50), but check directly with them.

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    According to T & C's, there is NO FEE...

    ============================
    2. Handling Fees
    We charge a handling fee of 2% of the amount of each Cash Advance (minimum fee £2.00). We may charge a handling fee in relation to Balance Transfers (except where made during any introductory promotional period set out in Condition E) and Account Cheques. The amount of the fee will be notified to you before you make a Balance Transfer or use an Account Cheque, as the case may be, and it will either be a percentage of the amount of the Balance Transfer or Account Cheque, or a fixed fee.
    ============================

    I read this as no fee AT ANY TIME during your 6 month introductory period, but your fall back is the fact that they will tell you before they apply it. Interestingly, they don't give a figure, (neither % or capped)

    HTH
    YB
  • mary
    mary Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Husband got a Gold Card about 2 months ago. No BT fees then.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.