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Altior
Altior Posts: 878 Forumite
Fifth Anniversary 500 Posts Name Dropper
Some potentially useful anecdotal info for fellow stoozers. It's a bit odd, seems like something flipped on my credit report/record (or the market!).

I have a very large stoozing pot already, but I periodically run eligibility for new deals when old ones are heading to close, for example I have 8k on Nationwide ending next month.

Anyway, I got a flood of new offers, pre approved on the latest run. Even better, the offers are really strong NatWest 12 months no fee (9k), and Tesco 0.99% for 18 months (4k). There were longer terms on offer for the same cards, but higher fees. Had other decent offers as well, but not pre approved so just went for those two.

Comments

  • Jami74
    Jami74 Posts: 1,218 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I've also had a run of offers following a period of 'not eligible' for anything. Was literally like a switch, one week no-one would lend me anything, the next my current cards all had offers and new cards were saying yes.
    Debt Free: 01/01/2020
    Mortgage: 11/09/2024
  • Altior
    Altior Posts: 878 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Exactly, Jami74. It's like someone flicked a switch. The only other decent offer I got in the last year was Fluid (aside from existing accounts). Even that was only 9 months for 3%. Then I get six other cards at once, very strange!
  • Nasqueron
    Nasqueron Posts: 10,163 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Barclays did me a 3.3% MT for 20 months, then randomly have cut it down to 15 months now, BT is still the same at 3.1% 18 months

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Sallyforth
    Sallyforth Posts: 475 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Barclays just offered me £10k 14 month fee free BT after a void of eligibility. Very handy to clear some upcoming cards! Stoozing almost £40k now with cash in savings making on average 4.5%.
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • jimjames
    jimjames Posts: 18,286 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sainsburys just offered 12 months 0% with 0% fees, first time I've had that offer with existing card
    Remember the saying: if it looks too good to be true it almost certainly is.
  • dingling68
    dingling68 Posts: 285 Forumite
    Part of the Furniture 100 Posts Name Dropper
    jimjames said:
    Sainsburys just offered 12 months 0% with 0% fees, first time I've had that offer with existing card
    I have had this offer too
    Save £12k in 2022 #54 reporting for duty 
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