We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Credit card for overseas spending

I run a small charity with 3 staff who have to travel internationally for work frequently. We bank with Unity Trust Bank, who provide us a cheap and reliable business current account but the card they offer is not great - £50 setup, £3 per month per card and 2.75% transaction fee when used abroad. Is there a credit card out there with the following criteria, or am I looking for a unicorn?! No monthly fee, no fee for overseas transactions, ethical investment policies (e.g. not Chase!) and available without having to set up an account with them - just pay by direct debit from our Unity Trust Bank current account.

Comments

  • Brie
    Brie Posts: 13,459 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'm wondering if the charges/fees would be less with personal rather than business cards.  There's usually no set up fee, many don't have any monthly fee, some have 0% on transactions overseas.  I've got one from Santander but it's no longer available for new customers.  

    The only problem of course with personal cards is that the individual has to be able to get one.  

    There's a "best credit card" table on here somewhere and that might help some?
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
  • lr1277
    lr1277 Posts: 1,974 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 13 January at 10:30PM
    I use the site finder.com.
    Into google I entered: finder business credit cards.
    This page was returned.

    The page might give you some ideas.

    Btw: I use finder for searching personal credit cards. With that functionality, there is a somewhat extensive search facility.

    Edited to add: I assumed you would need a business credit card which is why I posted the above. But as you know there are many different business structures.
    One of the cards mentioned is the Capital on Tap which is free and has free fx transactions. But if memory serves is only for limited companies. I don't know if they would take on a charity. Could be worth contacting them.
  • DullGreyGuy
    DullGreyGuy Posts: 15,592 Forumite
    10,000 Posts Second Anniversary Name Dropper
    I run a small charity with 3 staff who have to travel internationally for work frequently. We bank with Unity Trust Bank, who provide us a cheap and reliable business current account but the card they offer is not great - £50 setup, £3 per month per card and 2.75% transaction fee when used abroad. Is there a credit card out there with the following criteria, or am I looking for a unicorn?! No monthly fee, no fee for overseas transactions, ethical investment policies (e.g. not Chase!) and available without having to set up an account with them - just pay by direct debit from our Unity Trust Bank current account.
    Could they pay with personal cards and you then just reimburse them as expenses rather than giving them "corporate cards"?
  • Area88
    Area88 Posts: 3 Newbie
    Part of the Furniture First Post Combo Breaker
    Barclaycard Rewards - no fee and converts transactions at the exchange rate price. 
  • DullGreyGuy
    DullGreyGuy Posts: 15,592 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Area88 said:
    Barclaycard Rewards - no fee and converts transactions at the exchange rate price. 
    Where are you seeing BarclayCard Reward in Barclays Business accounts @Area88? Can only see Select Cashback and Premium Plus?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.3K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 240.8K Work, Benefits & Business
  • 617.1K Mortgages, Homes & Bills
  • 175.6K Life & Family
  • 254K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.