pension with child benefits question

Hi All 
My wife and i are in the unusual situation of caring for our own child (7) at pension age. We receive  monthly basic child benefit ( 400 month approx.) . I still work and our total income including pensions is 32k annually. No significant savings. We have never claimed benefits for 40 years but we are struggling now with household costs and child related costs , transport etc.. I wonder what other state or council help we might be entitled to? Any suggestions would be appreciated. Thanks . Tony M

Comments

  • strawb_shortcake
    strawb_shortcake Posts: 3,394 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Are you in England? Children benefit for one child is currently £102.40 for one child
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • Murphybear
    Murphybear Posts: 7,885 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 13 January at 12:22PM
    Are you in England? Children benefit for one child is currently £102.40 for one child
    It’s the same for the whole of the U.K.  Can you clarify how much you get and where you live.  
  • strawb_shortcake
    strawb_shortcake Posts: 3,394 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Are you in England? Children benefit for one child is currently £102.40 for one child
    It’s the same for the whole of the U.K.  Can you clarify how much you get and where you live.  
    I thought Scotland had a another child benefit, but may well be wrong 
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,107 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Are you in England? Children benefit for one child is currently £102.40 for one child
    It’s the same for the whole of the U.K.  Can you clarify how much you get and where you live.  
    I thought Scotland had a another child benefit, but may well be wrong 
    I think there is another one on Scotland but only for people in receipt of means-tested benefits.
    Ah, here https://www.mygov.scot/scottish-child-payment/who-should-apply
  • sheramber
    sheramber Posts: 21,902 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    IS the OP perhaps getting child tax credit as well as child benefit?

    OP you can put your details into one of the benefit calculators to find out if there is anything you can claim

    https://www.gov.uk/benefits-calculators




  • 8dayweek
    8dayweek Posts: 207 Forumite
    100 Posts First Anniversary Name Dropper
    It sounds like you’re getting Child Tax Credit (and potentially Working Tax Credit) as that figure doesn’t match Child Benefit rates?

    If that is the case, at some point in the not too distant future you’ll be migrated to Universal Credit OR Pension Credit. 

    As I understand it, if you are pension-age but are still working and receiving WTC then you’ll be invited to claim UC. If you are pension-age but not working, so only claiming CTC then you’ll be invited to claim Pension Credit. 


  • sorry i go the figure wrong its around £100 a month ,  i was interested in seeing if council tax could be reduced also?
    thanks
  • sheramber
    sheramber Posts: 21,902 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    sorry i go the figure wrong its around £100 a month ,  i was interested in seeing if council tax could be reduced also?
    thanks
    Use a benefit calculator.
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