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Hopefully debt free before Mortgage renewal in June 2026
Comments
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Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
Weekly food shop today came in at £40.53 and £20.00 spent on petrol for the car to get to work.
No direct debits today
Natwest CC Daily payment £3.83 Total daily payments made this month £30.36
Total of all Natwest CC payments, including weekly and monthly payments made this month £91.36 leaving a balance of £1614.35*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
No money spend today
No direct debits today
Natwest CC Daily payment £3.84 Total daily payments made this month £34.20
Total of all Natwest CC payments, including weekly and monthly payments made this month £95.20 leaving a balance of £1610.51*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
Cant believe that amount is close to starting 15..
You are whizzing thru this.1 -
Yessss Friday will be 15 starting day..... im getting there nowSpendless said:Cant believe that amount is close to starting 15..
You are whizzing thru this.
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/251 -
It seems to be going down so fast! You've done so well, and I've loved following along.Debts 04/01/25 01/11/25
Natwest2 £6,509.97 £5,700
NatWest CC £7,612.74 £6,755
Lloyds CC £6,112.60 £4,815
1st Direct CC £176.03 £0
CC total £20,411.34 £17,270
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £29,9801 -
No money spend today
No direct debits today
Natwest CC Daily payment £3.85 Total daily payments made this month £38.05
Total of all Natwest CC payments, including weekly and monthly payments made this month £99.05 leaving a balance of £1606.66*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
Thanks, it means a lot. Yes the daily payments make a real difference now they have risen in size. I'm enjoying watching it go down quickly now too.rachmac3 said:It seems to be going down so fast! You've done so well, and I've loved following along. Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
Down to the last 15 hundreds
No money spent today
Direct debits
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £80.00 Balance now stands at £695.91
Debt payments
Natwest CC Weekly payment £37.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £73.00
Natwest CC Daily payment £3.86 Total daily payments made this month £41.91
Total of all Natwest CC payments, including weekly and monthly payments made this month £139.91 leaving a balance of £1565.80*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/254
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