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Hopefully debt free before Mortgage renewal in June 2026

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Comments

  • Tezzadp
    Tezzadp Posts: 549 Forumite
    500 Posts Photogenic Name Dropper
                                          

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1705.71 - 29/09/25
  • Tezzadp
    Tezzadp Posts: 549 Forumite
    500 Posts Photogenic Name Dropper
    Weekly food shop today came in at £40.53 and £20.00 spent on petrol for the car to get to work.

    No direct debits today

    Natwest CC Daily payment £3.83 Total daily payments made this month £30.36

    Total of all Natwest CC payments, including weekly and monthly payments made this month £91.36 leaving a balance of £1614.35

    *This month refers to 30th September to 30th October (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1705.71 - 29/09/25
  • Tezzadp
    Tezzadp Posts: 549 Forumite
    500 Posts Photogenic Name Dropper
    No money spend today
    No direct debits today

    Natwest CC Daily payment £3.84 Total daily payments made this month £34.20

    Total of all Natwest CC payments, including weekly and monthly payments made this month £95.20 leaving a balance of £1610.51

    *This month refers to 30th September to 30th October (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1705.71 - 29/09/25
  • Tezzadp
    Tezzadp Posts: 549 Forumite
    500 Posts Photogenic Name Dropper
                                 

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1705.71 - 29/09/25
  • Spendless
    Spendless Posts: 24,774 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Cant believe that amount is close to starting 15..
    You are whizzing thru this. 
  • Tezzadp
    Tezzadp Posts: 549 Forumite
    500 Posts Photogenic Name Dropper
    Spendless said:
    Cant believe that amount is close to starting 15..
    You are whizzing thru this. 
    Yessss Friday will be 15 starting day..... im getting there now  o:)
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1705.71 - 29/09/25
  • rachmac3
    rachmac3 Posts: 538 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    It seems to be going down so fast! You've done so well, and I've loved following along. 
    Debts                04/01/25         01/10/25   
    Natwest2           £6,509.97       £5,830 
    NatWest CC      £7,612.74       £6,830
    Lloyds CC          £6,112.60      £4,940
    1st Direct CC     £176.03         £0
    CC total             £20,411.34     £17,600
    TSB OD             £500              £0
    1st Direct OD     £600              £250
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,710
    Total                   £36,195.78    £30,310
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